#Premium Bonds

Blog

Premium Bond prizes can be paid without a claim

How Premium Bond prizes are paid and claimed: do you need to act after a win? Usually not, if...

Tue, 29 Sep 2026 Read more →

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A wrong reference can delay your NS&I payment

Ways to pay into NS&I products: which route gets your money to the right holding without a wrong...

Mon, 28 Sep 2026 Read more →

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A higher NS&I maturity rate can still be the wrong move

Managing NS&I savings at maturity is not just about taking the highest rate. The right choice...

Mon, 28 Sep 2026 Read more →

Blog

Using the wrong reference delays your NS&I savings

£25: ways to pay for NS&I savings, choose the right route and use the reference that directs...

Fri, 25 Sep 2026 Read more →

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Joint accounts cannot give you control of their ISA

£50,000 is the Premium Bonds limit. How to manage savings on behalf of another adult starts with...

Wed, 23 Sep 2026 Read more →

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Don't let maturing NS&I lock all your cash away

Managing maturing NS&I savings and reinvesting proceeds is not just about accepting the rate in...

Wed, 23 Sep 2026 Read more →

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Don’t treat maturing NS&I savings as an ISA transfer

Managing NS&I savings when products mature? Check the notice first: moving non-ISA cash into a...

Mon, 21 Sep 2026 Read more →

Blog

Don't mistake NS&I's past prize rate for your return

NS&I historical interest rates do not show what your money will earn now. A Premium Bonds prize...

Mon, 21 Sep 2026 Read more →

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Using a holder's number can block NS&I online access

Accessing and managing an NS&I online account starts with your 11-digit NS&I number, not a...

Sat, 19 Sep 2026 Read more →