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  1. Gifting savings: ISAs vs Premium Bonds — tax pitfalls

    Gifting savings: ISAs vs Premium Bonds — tax pitfalls

    Compare Gifting Savings: ISAs vs Premium Bonds and tax implications. Clear rules, practical examples and estate-planning notes to help UK savers choose legally and tax-efficiently.

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  2. Behavioural triggers: prize-chasing vs steady interest

    Behavioural triggers: prize-chasing vs steady interest

    Explore Behavioural Triggers: Prize-Chasing vs Steady Interest to decide between Premium Bonds and ISAs. Clear, practical insights for smarter savings choices.

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  3. Savers with large lump sums: optimise between ISA & Premium Bonds

    Savers with large lump sums: optimise between ISA & Premium Bonds

    Practical guide for savers with large lump sums comparing ISAs and Premium Bonds. Clear models, allocation rules and tax & liquidity steps to decide and act.

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  4. Help to Buy ISA (legacy) vs Premium Bonds: which to choose

    Help to Buy ISA (legacy) vs Premium Bonds: which to choose

    Clear comparison of Help to Buy ISA (legacy) vs Premium Bonds for UK savers: government bonus, expected returns, prize odds and practical steps for first‑time buyers.

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  5. Premium bonds prize fund updates: what savers must know

    Premium bonds prize fund updates: what savers must know

    Understand premium bonds prize fund updates and how they influence expected returns, odds and choices versus ISAs. Clear, practical guidance for UK savers.

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  6. ISA vs Premium Bonds for young professionals with student loans

    ISA vs Premium Bonds for young professionals with student loans

    Practical guide for young professionals comparing Emergency Fund in ISA vs Premium Bonds while repaying student loans; scenarios, risks and clear next steps.

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  7. Fixed-rate ISA vs Premium Bonds: which pays more?

    Fixed-rate ISA vs Premium Bonds: which pays more?

    Compare fixed rate ISA vs premium bonds to decide which suits specific savings goals. Clear expected returns, tax treatment, liquidity and risk—updated Feb 2026.

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  8. Children’s gift accounts: Premium Bonds vs cash JISAs — what parents must know

    Children’s gift accounts: Premium Bonds vs cash JISAs — what parents must know

    Compare Children’s Gift Accounts: NS&I Premium Bonds vs Cash JISAs for tax-free saving, liquidity, odds and gifting rules. Practical guidance, examples and next steps.

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  9. Emergency fund: Access ISA vs Premium Bonds — a guide

    Emergency fund: Access ISA vs Premium Bonds — a guide

    Emergency Fund: Access ISA vs Premium Bonds explained. Practical, tax-aware guidance to decide where to keep emergency cash and how to access it when needed.

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  10. Teachers & public sector workers: low-risk savings toolkit

    Teachers & public sector workers: low-risk savings toolkit

    Teachers & Public Sector Workers: Low-Risk Savings Toolkit — practical, tax-aware guidance on choosing between ISAs and Premium Bonds with action steps for UK public servants.

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