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Premium Bonds never mature, unlike fixed-term NS&I bonds

Managing NS&I product maturities helps you avoid an unwanted rollover and choose where your savings go next.

Sat, 10 Oct 2026 Read more

ERNIE’s monthly draw leaves most Premium Bonds at £0

Premium Bonds monthly prize allocation creates tax-free prizes, but many holders receive £0 in a given draw.

Fri, 09 Oct 2026 Read more

Don't use the same NS&I payment method for all products

NS&I payment methods and ways to pay vary by product, helping you avoid wrongly routed money and delayed savings.

Wed, 07 Oct 2026 Read more

Merging NS&I accounts does not move your savings

Have you found two NS&I numbers? How to merge NS&I accounts depends on whether you need to combine...

Wed, 07 Oct 2026 Read more

Don’t lock cash in Green Savings Bonds by mistake

Green Savings Bonds guide explains when a three-year NS&I lock can beat a Cash ISA after tax.

Tue, 06 Oct 2026 Read more

Even Treasury-backed British Savings Bonds are taxable

British Savings Bonds give fixed NS&I returns backed by HM Treasury, but their interest is normally...

Tue, 06 Oct 2026 Read more

Moving an NS&I Direct ISA yourself may lose tax cover

Are you moving savings into an NS&I Direct ISA? This NS&I Direct ISA guide explains tax rules, transfers,...

Thu, 01 Oct 2026 Read more

Don't mistake NS&I Direct Saver interest for tax-free

When your cash needs a safe home... this NS&I Direct Saver guide explains access, variable interest and...

Wed, 30 Sep 2026 Read more

Premium Bond prizes can be paid without a claim

How Premium Bond prizes are paid and claimed: do you need to act after a win? Usually not, if NS&I has...

Tue, 29 Sep 2026 Read more