ISA vs Premium Bonds
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  1. Principal protection: safety ISA vs Premium Bonds explained

    Compare Principal Protection: Safety ISA vs Premium Bonds to decide which preserves capital, how returns and liquidity differ, and what to pick for specific savings goals.

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  2. Junior ISA gifts vs Premium Bonds: plan university savings wisely

    Compare Junior ISA gifts and Premium Bonds for university planning: tax-free rules, access, likely returns and gift strategies to maximise funds for future tuition (indicative 2026).

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  3. Manage cashflow for new parents: ISA vs Premium Bonds

    Clear, practical guide to Cashflow Management for New Parents: ISA vs Premium Bonds. Compare liquidity, returns, Junior ISA steps and budgeting tools to decide what fits.

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  4. Married couples & tax: optimising ISAs and Premium Bonds

    Clear guidance on Married Couples & Tax: Using ISAs and Premium Bonds Together — practical steps to split allowances, avoid tax mistakes and plan estates for couples in the UK.

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  5. Can premium bonds work as a rainy-day fund — a practical guide

    Using Premium Bonds as a Rainy-Day Fund: clear guidance on safety, liquidity, expected returns and a practical hybrid strategy to protect emergency savings (indicative at 01 Feb 2026).

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  6. Premium Bonds & Universal Credit: what to know before a prize pays

    Clear guidance on Premium Bonds & Universal Credit: Effect on Means-tested Benefits — how prizes count as capital, timing tactics, declaration templates and practical safeguards (indicative 2026).

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  7. Couples & joint savings: ISAs vs Premium Bonds explained

    Couples & Joint Savings: ISAs vs Premium Bonds — clear, practical guidance to decide tax-free, low‑risk joint savings and inheritance rules for UK couples (2026).

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  8. Students & graduates: ISA or Premium Bonds — which to pick?

    Students & graduates: ISA or Premium Bonds — a clear, practical guide to which suits emergency funds, first home deposits and debt impact. Evidence-based, 2026.

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  9. Saving for university: children’s Premium Bonds vs junior cash ISA — what to pick

    Compare Saving for University: Children’s Premium Bonds vs Junior Cash ISA. Clear, practical analysis of returns, risks, access and mistakes to avoid for parents saving for tuition.

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  10. Mortgage proof: counting ISAs vs Premium Bonds for lenders

    Clear guidance on how mortgage lenders count ISAs vs Premium Bonds as proof of savings, documents underwriters accept and practical steps to meet proof-of-funds checks.

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