ISA vs Premium Bonds
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  • Types of ISAs
  1. Mortgage proof: counting ISAs vs Premium Bonds for lenders

    Clear guidance on how mortgage lenders count ISAs vs Premium Bonds as proof of savings, documents underwriters accept and practical steps to meet proof-of-funds checks.

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  2. Long-term savings (5+ years): ISAs vs Premium Bonds guide

    Clear comparison of Long-Term Savings (5+ years) using ISAs or Premium Bonds, with scenarios, projections and a practical 5+ year strategy to protect real returns.

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  3. Planning university fees: Junior ISA vs Premium Bonds — which is best?

    Compare Junior ISA and Premium Bonds for university fees planning: tax-free growth, liquidity, prize odds and timing tactics to cover future tuition costs.

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  4. Interest rate changes: ISA vs Premium Bonds — what to do

    Interest Rate Changes: Impact on ISA vs Premium Bonds — clear, practical analysis of how rising or falling rates affect Cash ISAs and Premium Bonds, plus modelling and steps.

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  5. Prize reinforcement: how many bonds to hit target odds

    Clear method to calculate Prize Reinforcement: How Many Bonds to Hit Target Odds, with formulas, worked examples and strategy to set bond counts for chosen probability targets (indicative).

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  6. Means-tested benefits: ISAs vs Premium Bonds — what to check

    Clear guidance on Means-Tested Benefits Interaction with ISAs and Premium Bonds, updated 2026. Practical rules, thresholds and examples to protect benefit entitlements.

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  7. ISA to Premium Bonds transfer process: step-by-step guide

    Clear, practical ISA to Premium Bonds transfer process guidance. Step-by-step forms, timings, tax implications and examples to complete a legal transfer in the UK.

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  8. Divorce: ISAs vs Premium Bonds — split assets and protect value

    Practical guide to Divorce & Separation: ISAs vs Premium Bonds for Splitting Assets. Learn valuation, tax effects, liquidity and step-by-step paperwork for settlements.

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  9. Premium Bonds prize odds vs ISA interest: which pays more?

    Compare Premium Bonds Prize Odds vs ISA Interest to understand expected returns, liquidity, tax and when each suits short-term and saving goals. Indicative 2026 data.

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  10. Ethical investing: ESG ISA funds vs Premium Bonds guide

    Compare Ethical investing: ESG ISA funds vs Premium Bonds to decide tax, risk and returns trade-offs. Updated UK analysis with practical next steps.

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