#Premium Bonds for children

Blog

Opening a Junior ISA means giving them control at 18

£9,000 can go into a Junior ISA account in 2026/27, but the child controls the money at 18,...

Blog

Paying in doesn't mean you own a child's savings

£100 can change taking ownership of a child’s savings tax treatment when a parent funded an...

Blog

Parents lose Junior ISA control when a child turns 18

Taking ownership of a child’s savings at 18 does not mean cashing it in. A Junior ISA becomes...

Blog

Don't assume you can withdraw your child's savings

When a child turns 16... taking ownership of child savings may change who manages it, but not...

Blog

Don’t mistake access for ownership of a child’s savings

To take ownership of a child’s savings... first separate account access from legal ownership,...