Blog Don't mistake NS&I's past prize rate for your return NS&I historical interest rates do not show what your money will earn now. A Premium Bonds prize... Mon, 21 Sep 2026 Read more →
Blog Don't treat Premium Bonds' prize rate as interest Could Premium Bonds leave your cash earning nothing? Premium Bonds: how they work and who they... Wed, 16 Sep 2026 Read more →
Blog Cut savings tax with ISAs, Premium Bonds and allowances £1,000 can be tax-free: Tax on savings: allowances, rates and reporting rules shape what HMRC... Thu, 10 Sep 2026 Read more →
Blog Don’t assume NS&I Direct Saver works like an ISA Need a safe place for cash in England? NS&I Direct Saver: rates, access and eligibility can... Sat, 05 Sep 2026 Read more →
Blog Don't assume NS&I Income Bonds are open to new savers Need monthly income from savings? NS&I Income Bonds are closed to new money, but existing... Tue, 11 Aug 2026 Read more →
Blog A lower rate can beat NS&I Direct Saver after tax Safe cash can earn more after tax when the account matches your allowance, access needs and... Tue, 11 Aug 2026 Read more →
Blog Why Premium Bonds prizes rarely match the prize fund rate £1 bonds enter a monthly draw, but premium bonds prizes are never a guaranteed return on your savings. Sun, 09 Aug 2026 Read more →
Blog Don't mistake Premium Bonds' average rate for your return Premium Bonds do not pay you the advertised average rate. Your money is safe with NS&I, but your... Sun, 09 Aug 2026 Read more →
ISA vs Premium Bonds Comparison Premium Bonds’ Prize Rate Can Trail an ISA After Inflation Real return after inflation: ISA vs Premium Bonds shows whether your savings gain purchasing... Sat, 25 Jul 2026 Read more →