#NS&I savings

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Guaranteed Growth Bonds Can Lose to Cash ISAs

Are guaranteed growth bonds right for your savings? Compare tax, access and guaranteed returns...

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Buying Premium Bonds late can mean missing a prize draw

Are your savings better in prizes or guaranteed interest? How Premium Bonds work: buying,...

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A lower rate can beat NS&I Direct Saver after tax

Safe cash can earn more after tax when the account matches your allowance, access needs and...

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Why Premium Bonds prizes rarely match the prize fund rate

£1 bonds enter a monthly draw, but premium bonds prizes are never a guaranteed return on your savings.

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Don't mistake Premium Bonds' average rate for your return

Premium Bonds do not pay you the advertised average rate. Your money is safe with NS&I, but your...