#Junior ISA rules

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Don't assume you can withdraw your child's savings

When a child turns 16... taking ownership of child savings may change who manages it, but not...

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Don’t mistake access for ownership of a child’s savings

To take ownership of a child’s savings... first separate account access from legal ownership,...

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Take charge of NS&I savings for yourself or an adult

Managing savings for an adult and taking ownership at 16 follow two different NS&I routes, with...

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A Junior ISA Transfer Can Be Partial, but Not Always

Want to move your child’s savings without losing tax relief? Transferring a Junior ISA can be...

ISA vs Premium Bonds Comparison

JISA vs Premium Bonds for University Funds — Best Choice 2026

Compare JISA vs Premium Bonds for university funds: returns, access, tax and student finance...