Compare Innovative Finance ISA vs Premium Bonds for higher returns with clear, practical scenarios, risk-adjusted examples and up-to-date 2026 data to decide where to place savings.

Clear, data-led analysis of Premium Bonds prize statistics, odds and prize fund rate. Compare expected returns with ISA interest to decide which tax-free option suits specific goals.

Understand Premium Bonds odds & expected value and how they compare with ISA interest rates. Practical formulas, scenario tables and 2026 prize-fund figures.