ISA vs Premium Bonds
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  1. Couples strategies: split ISA allowance vs Premium Bonds

    Couples strategies: splitting ISA allowance vs Premium Bonds — practical, tax-aware guidance to decide how to divide savings between partners and when Premium Bonds add value.

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  2. Students & young adults: ISA vs Premium Bonds — which fits

    Students & young adults: ISA vs Premium Bonds compared for small budgets and short-term goals. Clear, practical guidance to decide what suits student savers in 2026.

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  3. Low-income savers: ISAs vs Premium Bonds — best choice

    Clear guide for Low-income savers: ISAs vs Premium Bonds — compares tax-free benefits, returns, access and effects on means-tested benefits. Practical steps and examples.

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  4. High-balance savers: using ISAs & Premium Bonds for large portfolios

    Practical guide for High-balance savers: using ISAs & Premium Bonds to protect tax-free returns, manage liquidity and compare expected returns for large sums.

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  5. Premium Bonds as gifts or funding an ISA: which to choose?

    Compare Premium Bonds as gifts vs funding an ISA to decide where to put money for children or adults. Practical, tax-aware guidance and clear next steps.

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  6. Are Premium Bonds suitable for retirement planning? Clear guide

    Premium Bonds for retirement planning: objective analysis of suitability, expected returns, liquidity and tax implications to decide whether to include NS&I prizes in retirement income.

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  7. Transfer an ISA or cash Premium Bonds: a practical guide

    Transferring ISAs vs cashing Premium Bonds: practical, tax-aware guidance to decide whether to transfer an ISA or cash Premium Bonds, with step-by-step processes.

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  8. Tax implications: ISAs vs Premium Bonds — what to pick

    Compare Tax implications: ISAs vs Premium Bonds for UK savers. Clear, practical guidance on income tax, PSA, benefits, estate planning and real returns (2026).

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  9. Emergency fund: Premium Bonds vs easy-access ISA guide

    Compare Emergency fund: Premium Bonds vs Easy-access ISA to decide which keeps savings liquid, safe and tax-efficient. Practical, up-to-date guidance for UK savers.

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  10. ISA allowance optimisation vs Premium Bonds: where to put your allowance

    ISA allowance optimisation vs Premium Bonds: clear, practical comparison to decide where to place savings for tax efficiency, returns and liquidity in 2026.

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