ISA vs Premium Bonds
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  1. Over-55s savings: ISA vs Premium Bonds — which keeps cash safe and accessible?

    Over-55s savings: ISA vs Premium Bonds — a clear, practical guide to access, returns, tax and inheritance implications for retirees and near‑retirees.

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  2. How to reinvest Premium Bonds prizes for better returns

    Practical Premium Bonds prize reinvestment strategies to boost expected returns and preserve liquidity. Step-by-step plan, tax implications and decision rules for UK savers.

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  3. Timing transfers vs cashing out Premium Bonds: smart timing

    Compare timing transfers vs cashing out Premium Bonds to keep prize chances, use ISA allowance efficiently and avoid tax or missed draws. Practical steps and timelines.

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  4. Inflation protection: ISA vs Premium Bonds — a clear guide

    Inflation protection: ISA vs Premium Bonds explained. Independent, practical comparison of real returns, security and liquidity to protect savings against rising prices.

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  5. House deposit saver: ISA vs Premium Bonds — 3‑year plan guide

    Compare House deposit saver: ISA vs Premium Bonds (3-year plan). Practical, up-to-date analysis of expected returns, access, tax and a step-by-step split strategy for buyers in England.

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  6. Self-employed: tax-efficient ISA vs Premium Bonds guide

    Compare Self-employed: tax-efficient saving ISA vs Premium Bonds to protect fluctuating tax reserves. Clear examples, withdrawal rules and 2026 guidance for UK self-employed.

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  7. Couples strategies: split ISA allowance vs Premium Bonds

    Couples strategies: splitting ISA allowance vs Premium Bonds — practical, tax-aware guidance to decide how to divide savings between partners and when Premium Bonds add value.

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  8. Students & young adults: ISA vs Premium Bonds — which fits

    Students & young adults: ISA vs Premium Bonds compared for small budgets and short-term goals. Clear, practical guidance to decide what suits student savers in 2026.

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  9. Low-income savers: ISAs vs Premium Bonds — best choice

    Clear guide for Low-income savers: ISAs vs Premium Bonds — compares tax-free benefits, returns, access and effects on means-tested benefits. Practical steps and examples.

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  10. High-balance savers: using ISAs & Premium Bonds for large portfolios

    Practical guide for High-balance savers: using ISAs & Premium Bonds to protect tax-free returns, manage liquidity and compare expected returns for large sums.

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