ISA vs Premium Bonds

Compare Best ISA rates vs Premium Bonds tracker to decide which tax-free, low-risk option suits UK savers. Updated analysis, examples and a practical tracker approach.

Clear, data-led analysis of Premium Bonds prize statistics, odds and prize fund rate. Compare expected returns with ISA interest to decide which tax-free option suits specific goals.

Understand Premium Bonds odds & expected value and how they compare with ISA interest rates. Practical formulas, scenario tables and 2026 prize-fund figures.

Compare Fixed-rate Cash ISA vs Premium Bonds to see which offers better tax-free, low-risk returns for short, medium and long horizons. Practical examples and EV analysis.

Compare Innovative Finance ISA vs Premium Bonds to decide between higher expected returns and prize-based security. Clear, up-to-date guidance for UK savers.

Compare Junior ISA vs Junior Premium Bonds to decide tax, returns and access for child savings. Clear scenarios, examples and up-to-date rules for UK parents and gift-givers.

Compare Lifetime ISA vs Premium Bonds (first-time buyer): who benefits most from the 25% LISA bonus, prize odds, access rules and practical steps to secure a mortgage deposit.

Compare Cash ISA vs Premium Bonds (short-term) for 6–24 month savings. Clear scenarios, expected returns, tax treatment and a practical decision checklist.